Need Health Insurance?

Am I eligible to enroll under a small business health insurance plan?

There are three criteria when determining eligibility. First, you must have filed tax documents that authenticate that there are at least two owners, officers, partners, and/or employees that work full time. Second, the purpose of your business cannot be to acquire insurance and you must be able to prove via business license, articles of incorporation, or articles of organization that you own a legally recognized company. The final criterion for eligibility rests on simply meeting the insurance company’s requirement for ratio of employer contribution. Please note that in addition to the above listed items, each state and insurance company will have its own eligibility criteria.

Small Business Health Insurance FAQs

• Am I eligible to enroll under a small business health insurance plan?
• Are there tax benefits that accompany buying group health insurance?
• Does my company qualify for group health insurance?
• How do I choose the best group health insurance plan for my company?
• How much of the employees’ premium is the employer required to pay?
• Is dental coverage automatically included?
• Should I only include employees who want insurance?
• The only two employees in our company are my spouse and me. How should this information be entered?
• What are the different kinds of group health insurance?
• What is a benefit rider?
• What is a Health Maintenance Organization (HMO)?
• What is a multi-plan?
• What is a Point of Service (POS) plan?
• What is a Preferred Provider Organization (PPO)?
• What is an Indemnity plan?
• What is the process for obtaining small business coverage?
• Why do you need to know my zip code?
• Why should I provide group health insurance to my employees?
• Will my final group health insurance costs be the same as the rates on my initial quote?